CHICAGO — Just in time for a recession, the debt collection industry is working to shed its reputation for remorselessly hounding people. Oh, the collectors still want the money. But now they would like to be seen as helpful and sympathetic, even a force for good. They have started calling the indebted “our customers.” They are pushing consumer tips on the ideal way to respond when a collector comes calling (basically: pay up). They note that debt collecting is an old American tradition. (Abraham Lincoln was a debt collector, some histories say.) They point out how, in a time of rising unemployment, they are hiring. “Collectors actually care about consumers,” said Rozanne Andersen, general counsel of ACA International, the main industry trade group. “They want […]
Understand how to prepare and file your mechanics lien claim.This topic is designed for project owners, contractors, trade contractors, architects, engineers, vendors and others in the construction industry. You will learn how to prepare mechanics lien claims for private projects. You will learn the importance of filing your lien promptly to receive payment before other creditors. You will learn how your lien claim navigates through the bankruptcy courts. Although this topic is not geared towards attorneys, it will serve as an introduction to mechanics lien claims for those attorneys who do not regularly practice in the area.
Letter to Editor: Readers hope to add more context to recent stories To editor: A recent article titled “Judge holds fines aren’t debts under federal collection law,” published in the Law Bulletin on April 18 discussed a federal lawsuit in which our firm was the defendant. The article may give readers an impression that because the Fair Debt Collections Practices Act does not apply to collecting fines for the city of Chicago, our firm violates the act with impunity as to such cases. This is not true. We follow the requirements of the FDCPA in all collection matters to the best of our ability. Our firm would have been successful on the merits of the claims against us had the matter proceeded to trial. We […]